Financial Inclusion: The Cato Summit on Financial Regulation

Conference
June 12, 2019 9:00 AM to 2:00 PM EDT

Hayek Auditorium, Cato Institute

Featuring Chairman Jelena McWilliams, Federal Deposit Insurance Corporation; Deputy Director Brian Johnson, Consumer Financial Protection Bureau; Barry Wides, Office of the Comptroller of the Currency; Tracy Basinger, Federal Reserve Bank of San Francisco; Lydia Beyoud, Bloomberg Law; Thomas P. Brown, Paul Hastings LLP; Jotaka Eaddy, LendUp; Rob Morgan, American Bankers Administration; George Selgin, Cato Institute; Steven Smith, Finicity; Diego Zuluaga, Cato Institute; Todd Zywicki, George Mason University and Cato Institute; Rodney Hood, Chairman, National Credit Union Association; Lydia Mashburn, Managing Director, Center for Monetary and Financial Alternatives, Cato Institute.

New financial tools are bringing more people into the modern financial world — changing how households save, borrow, invest in their futures, and pay for everyday needs, while helping serve the unbanked and underbanked in society. What innovations are making access to financial services easier, more affordable, and safer? How are regulators adapting to such rapid change? Is our regulatory framework helping or hindering progress toward more inclusion?

Join us — along with innovators, policy experts, and regulators — for the 5th annual Cato Summit on Financial Regulation as we explore the policy framework for financial inclusion. Topics include tech-driven consumer credit access, consumer financial data and AI, faster payments for all, and more.

Schedule

8:30 – 9:00AM Registration

9:00 – 9:05AM Welcome

Lydia Mashburn, Managing Director, Center for Monetary and Financial Alternatives, Cato Institute

9:05 – 9:35AM Keynote Address: Competition and Financial Inclusion

Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation




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9:35 – 10:20AM Panel I: How Credit Is Reaching Underserved Communities

Thomas P. Brown, Partner, Paul Hastings
Jotaka Eaddy, Vice President of Policy, Strategic Engagement, and Impact, LendUp
Barry Wides, Deputy Comptroller for Community Affairs, Office of the Comptroller of the Currency
Todd Zywicki, George Mason University Foundation Professor, Antonin Scalia Law School, and Senior Fellow, Cato Institute

Moderator: Lydia Beyoud, Fintech and Regtech Reporter, Bloomberg Law




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10:20 –10:40AM Spotlight: When Regulation Works against Financial Inclusion

Diego Zuluaga, Policy Analyst, Center for Monetary and Financial Alternatives, Cato Institute




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10:40 – 11:05AM Fireside Chat

Rodney Hood, Chairman, National Credit Union Administration
in conversation with
Lydia Mashburn, Managing Director, Center for Monetary and Financial Alternatives, Cato Institute




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11:05 –11:25AM Spotlight: Bringing Faster Payments to People

George Selgin, Director, Center for Monetary and Financial Alternatives, Cato Institute




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11:25AM – 12:10PM Panel II: Uses without Abuses of Consumer Data

Tracy Basinger, Executive Vice President and Head of Financial Institution Supervision and Credit, Federal Reserve Bank of San Francisco
Rob Morgan, Vice President for Emerging Technologies, American Bankers Association
Steven Smith, Co-Founder and CEO, Finicity
Dan Quan, Adjunct Scholar, Cato Institute and former head, Project Catalyst, Consumer Financial Protection Bureau

Moderator: Colin Wilhelm, Economic Policy Reporter, Washington Examiner




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12:10 – 12:45PM Reception

12:45 – 2:00PM Luncheon and Address: Consumer Protection and Financial Inclusion

Brian Johnson, Deputy Director, Consumer Financial Protection Bureau




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