The financial services revolution.

Articles

Editor’s Note

By James A. Dorn
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Bank Runs: Causes, Benefits, and Costs

By George G. Kaufman
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Comment on Bank Runs: Causes, Benefits, and Costs

By Anna. J. Schwartz
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A Public Choice Perspective of the Banking Act of 1933

By William F. Shughart II
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Comment on A Public Choice Perspective of the Banking Act of 1933

By Richard H. Timberlake Jr.
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Accommodating Changes in the Relative Demand for Currency: Free Banking vs. Central Banking

By George Selgin
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Automatic Stabilizing Mechanisms under Free Banking

By Kevin Dowd
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Deposit Insurance in Theory and Practice

By Gerald P. O'Driscoll Jr.
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Comment on Deposit Insurance in Theory and Practice

By William S. Haraf
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A Transaction Cost Analysis of Banking Activity and Deposit Insurance

By Susan E. Woodward
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The Role of the Federal Reserve in Reserve Requirement Regulation

By Mark Toma
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Comment on The Role of the Federal Reserve in Reserve Requirement Regulation

By Marvin Goodfriend
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The FSLIC Is “Broke” in More Ways than One

By Gillian Garcia
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Can Banking and Commerce Mix?

By Thomas F. Huertas
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Comment on Can Banking and Commerce Mix?

By Robert A. Eisenbeis
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Agency Costs and Unregulated Banks: Could Depositors Protect Themselves?

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Comment on Agency Costs and Unregulated Banks: Could Depositors Protect Themselves?

By A. James Meigs
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Reuniting Investment and Commcrcial Banking

By Robert E. Litan
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