A flood of government regulations, mandates, and subsidies has not solved the United States’ health care problems—they are the problem. They have driven the average employer-plan family premium to nearly $26,000—and then tossed families out of their health insurance when employees leave their jobs. Even as Obamacare creates an insurance shortage, it has nevertheless grown so unaffordable that enrollees earning $200,000 per year get $12,000 in subsidies. Growing federal debt threatens Medicare and Medicaid patients’ access to necessary care.