September 3, 2010 3:20PM

KFF/HRET Survey Part II: Isn’t This Good News, Too?

As I blogged earlier, yesterday the Kaiser Family Foundation and the Health Research & Educational Trust released their survey of employer‐​sponsored health benefits in 2010.


For most of this survey’s history, it included a very useful graph of the average growth rate of employer‐​sponsored insurance premiums. Here’s the graph from their 2007 survey:

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(The grey and light‐​green lines represent year‐​to‐​year growth in overall inflation and wages, respectively.)


Unfortunately, 2007 was the last year that KFF/HRET included that graph in their annual survey. Had they included that graph this year, it would have shown an even more heartening moderation of premium growth:

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A lot of things can drive premium growth. I discussed a couple of them in my last post. Some factors that could cause premium growth to moderate might not be all that welcome; if insurers dumped all their sick enrollees, for example. But absent dramatic evidence of that, isn’t this good news? And isn’t good news worth highlighting?