On July 7, 2023, the Department of Health and Human Services, the Department of Labor, and the Department of the Treasury released a notice of proposed rulemaking to modify the definition of short-term, limited-duration insurance. During this policy forum, Michael F. Cannon and Brian Blase will discuss why the proposed rule would adversely impact individuals by eliminating consumer protections, which would throw sick patients out of their health insurance and leave them to face sky-high medical bills without insurance for up to a year.