Featuring the author Todd Zywicki, Professor, George Mason University School of Law; with comments by Anthony Yezer, Professor, Department of Economics, George Washington University; and Heidi M. Schooner, Professor, Columbus School of Law, The Catholic University of America; moderated by Mark Calabria, Director, Financial Regulation Studies, Cato Institute.
Why do people borrow? An attempt to live beyond their means or
income smoothing that accompanies growing prosperity? Consumer
Credit and the American Economy examines the economics,
behavioral science, sociology, history, law, and regulation of
consumer credit in the United States. The authors look at why
Americans use credit and the implications for both the American
economy and government regulation. With the Consumer Financial
Protection Bureau, created by the Dodd-Frank Act, spreading its
wings, there is perhaps no better time to have an in-depth
discussion about the past and future of consumer credit. This panel
features some of the leading experts in consumer financial
regulation, who have served as both regulators and scholars.
This event is being co-sponsored by the Federalist Society.