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Making Health Savings Accounts Work for Everyone

Health savings accounts, or HSAs, are tax‐​free accounts that let workers control their health care dollars without penalty. Taxpayers with high‐​deductible health plans can put money in an HSA, then either save those funds or use them to pay out‐​of‐​pocket medical expenses, all tax‐​free.

At present, health savings accounts free only a small share of workers to control only a small share of those earnings. Congress can restore health care rights and improve health care by making health savings accounts work for everyone.

Meet Our Experts

Romina Boccia

Director of Budget and Entitlement Policy, Cato Institute

Michael F. Cannon

Director of Health Policy Studies

Jeffrey A. Singer

Senior Fellow

Aaron Yelowitz
Senior Fellow