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Conference
Financial Inclusion: The Cato Summit on Financial Regulation
Featuring
Featuring Chairman Jelena McWilliams, Federal Deposit Insurance Corporation; Deputy Director Brian Johnson, Consumer Financial Protection Bureau; Barry Wides, Office of the Comptroller of the Currency; Tracy Basinger, Federal Reserve Bank of San Francisco; Lydia Beyoud, Bloomberg Law; Thomas P. Brown, Paul Hastings LLP; Jotaka Eaddy, LendUp; Rob Morgan, American Bankers Administration; George Selgin, Cato Institute; Steven Smith, Finicity; Diego Zuluaga, Cato Institute; Todd Zywicki, George Mason University and Cato Institute; Rodney Hood, Chairman, National Credit Union Association; Lydia Mashburn, Managing Director, Center for Monetary and Financial Alternatives, Cato Institute.
New financial tools are bringing more people into the modern financial world — changing how households save, borrow, invest in their futures, and pay for everyday needs, while helping serve the unbanked and underbanked in society. What innovations are making access to financial services easier, more affordable, and safer? How are regulators adapting to such rapid change? Is our regulatory framework helping or hindering progress toward more inclusion?
Join us — along with innovators, policy experts, and regulators — for the 5th annual Cato Summit on Financial Regulation as we explore the policy framework for financial inclusion. Topics include tech‐driven consumer credit access, consumer financial data and AI, faster payments for all, and more.
Schedule
| 8:30 – 9:00AM | Registration |
| 9:00 – 9:05AM | Welcome Lydia Mashburn, Managing Director, Center for Monetary and Financial Alternatives, Cato Institute |
| 9:05 – 9:35AM | Keynote Address: Competition and Financial Inclusion Jelena McWilliams, Chairman, Federal Deposit Insurance Corporation
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| 9:35 – 10:20AM | Panel I: How Credit Is Reaching Underserved Communities Thomas P. Brown, Partner, Paul Hastings Jotaka Eaddy, Vice President of Policy, Strategic Engagement, and Impact, LendUp Barry Wides, Deputy Comptroller for Community Affairs, Office of the Comptroller of the Currency Todd Zywicki, George Mason University Foundation Professor, Antonin Scalia Law School, and Senior Fellow, Cato Institute Moderator: Lydia Beyoud, Fintech and Regtech Reporter, Bloomberg Law |
| 10:20 –10:40AM | Spotlight: When Regulation Works against Financial Inclusion Diego Zuluaga, Policy Analyst, Center for Monetary and Financial Alternatives, Cato Institute
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| 10:40 – 11:05AM | Fireside Chat Rodney Hood, Chairman, National Credit Union Administration in conversation with Lydia Mashburn, Managing Director, Center for Monetary and Financial Alternatives, Cato Institute
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| 11:05 –11:25AM | Spotlight: Bringing Faster Payments to People George Selgin, Director, Center for Monetary and Financial Alternatives, Cato Institute
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| 11:25AM – 12:10PM | Panel II: Uses without Abuses of Consumer Data Tracy Basinger, Executive Vice President and Head of Financial Institution Supervision and Credit, Federal Reserve Bank of San Francisco Rob Morgan, Vice President for Emerging Technologies, American Bankers Association Steven Smith, Co‐Founder and CEO, Finicity Dan Quan, Adjunct Scholar, Cato Institute and former head, Project Catalyst, Consumer Financial Protection Bureau Moderator: Colin Wilhelm, Economic Policy Reporter, Washington Examiner
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| 12:10 – 12:45PM | Reception |
| 12:45 – 2:00PM | Luncheon and Address: Consumer Protection and Financial Inclusion Brian Johnson, Deputy Director, Consumer Financial Protection Bureau
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