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Nicole Kaeding is a budget analyst for the Cato Institute and focuses on federal and state spending policy. Nicole’s articles have appeared in the Chicago Tribune, The Hill, National Review Online, and other publications. Previously, she was the state policy manager for the Americans for Prosperity Foundation, where she oversaw the organization’s activities in 34 states. Before that, Nicole was a manager and bank officer at Fifth Third Bancorp for six years and a financial adviser at American Express.

Kaeding graduated from Miami University with bachelor’s degrees in finance and political science, and holds a master’s degree in economics from DePaul University.

More from Nicole Kaeding


Washington’s Role in Puerto Rico’s Mess

Fox News (Online). July 2, 2015.

Obama’s Budget: Why Won’t President Fix What Needs Fixing (Hint: Social Security, Medicare)?

Fox News (Online). January 29, 2015.

Let Kids be Kids

US News and World Report Online. January 8, 2015.

Cato Studies

Federal Government Cost Overruns

Tax and Budget Bulletin No. 72. September 15, 2015.

Fiscal Policy Report Card on America’s Governors 2014

White Paper. October 2, 2014.