Social Security’s problems have led to a growing movement for reform, but all Social Security reforms are not equal. Many of these proposals fall short of what is truly needed to truly fix Social Security. Many proposals contain only tiny accounts, leaving the majority of workers’ retirement income subject to government control. Other plans overpromise, pretending that every retiree can become a millionaire with no cost to the taxpayers and no tough decisions.

More on Bad Ideas for Reform


The Pro-Worker Reforms That Could Fix Social Security and Health Care

By Michael D. Tanner. National Review (Online). November 16, 2016.

The GOP and Social Security

By Michael D. Tanner. National Review (Online). February 17, 2016.

Cut Payroll Taxes and End the Social Security Myth

By Doug Bandow. Forbes. December 19, 2011.

Cato Studies

Social Security, Ponzi Schemes, and the Need for Reform

By Michael D. Tanner. Policy Analysis No. 689. November 17, 2011.

Social Security’s Financial Outlook and Reforms: An Independent Evaluation

By Jagadeesh Gokhale. Working Paper No. 6. October 25, 2011.

The Connection between Wage Growth and Social Security’s Financial Condition

By Jagadeesh Gokhale. Policy Analysis No. 607. December 10, 2007.

Public Filings

Social Security

By Michael D. Tanner. Testimony. March 3, 1999.

The Social Security Earnings Limit Provision

By Stephen Moore. Testimony. January 9, 1995.


Obama’s Blueprint for Growing the Welfare State

Featuring Chris Edwards and Michael D. Tanner. March 31, 2009. Capitol Hill Briefing.

“GROW”-ing Our Way to Social Security Reform?

Featuring Michael D. Tanner. October 14, 2005. Capitol Hill Briefing.

Progressive Price Indexing for Social Security: What It Is, What It Isn’t

Featuring Michael D. Tanner. May 23, 2005. Policy Forum.