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# Spring 1992 

Vol. 15 No. 2 

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##### Features 

#### [Policyholder Runs, Life Insurance Company Failures, and Insurance Solvency Regulation ](/regulation/spring-1992/policyholder-runs-life-insurance-company-failures-insurance-solvency)

By [Scott E. Harrington](https://www.cato.org/people/scott-harrington) 

#### [The McCarran-Ferguson Act: Anticompetitive or Procompetitive? ](/regulation/spring-1992/mccarran-ferguson-act-anticompetitive-or-procompetitive)

By Patricia M. Danzon 

#### [Regulation and the Automobile Insurance Crisis ](/regulation/spring-1992/regulation-automobile-insurance-crisis)

By J. David Cummins and Mary A. Weiss 

#### [Should Society Deal with the Earthquake Problem? ](/regulation/spring-1992/should-society-deal-earthquake-problem)

By Howard Kunreuther, Neil Doherty, and Anne Kleffner 

#### [Insurance Price Controls, “Affordability,” and Taxation by Regulation ](/regulation/spring-1992/insurance-price-controls-affordability-taxation-regulation)

By Benjamin Zycher 

#### [The Dutch Disease: Lessons for U.S. Disability Policy ](/regulation/spring-1992/dutch-disease-lessons-us-disability-policy)

By Leo Arts, Richard V. Burkhauser, and Philip de Long 

#### [Global Warming: The Origin and Nature of the Alleged Scientific Consensus ](/regulation/spring-1992/global-warming-origin-nature-alleged-scientific-consensus)

By [Richard Lindzen](https://www.cato.org/people/richard-lindzen) 

##### Letters 

##### [Competing away the Obligation to Serve ](/regulation/spring-1992/competing-away-obligation-serve)

##### [Identifying Barriers to Voluntary Transactions ](/regulation/spring-1992/identifying-barriers-voluntary-transactions)

##### [Accommodating Beneficial Changes ](/regulation/spring-1992/accommodating-beneficial-changes)

##### [Accounting for Costs and Cost Biases ](/regulation/spring-1992/accounting-costs-cost-biases)

##### [Nuclear Power’s Economic Problems ](/regulation/spring-1992/nuclear-powers-economic-problems)

##### [Liberal Trade and Antitrust in Developing Nations ](/regulation/spring-1992/liberal-trade-antitrust-developing-nations)

##### Currents 

##### [Straws in the Wind ](/regulation/spring-1992/straws-wind)

##### [Reviving Life Insurance Sales Policy ](/regulation/spring-1992/reviving-life-insurance-sales-policy)

##### [Advancing the Cable-Telephone Company Debate ](/regulation/spring-1992/advancing-cable-telephone-company-debate)

##### [Politically Correcting Pesticide Exports ](/regulation/spring-1992/politically-correcting-pesticide-exports)

##### [EPA Steps up “Inforegulatory” Radon Campaign ](/regulation/spring-1992/epa-steps-inforegulatory-radon-campaign)

##### [The Costs of Regulation (continued) ](/regulation/spring-1992/costs-regulation-continued)

##### Readings 

##### [The Rip-Out Rip-Off ](/regulation/spring-1992/rip-out-rip)

##### [Taxing Firms’ Performance ](/regulation/spring-1992/taxing-firms-performance)

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