Examining the Consumer Financial Protection Bureau’s Mass Data Collection Program

Testimony. December 16, 2015.

The Administrative State v. The Constitution: Dodd-Frank at Five Years

Testimony. July 23, 2015.

Fed Oversight: Lack of Transparency and Accountability

Testimony. July 13, 2015.

The Dodd-Frank Act Five Years Later: Are We More Stable?

Testimony. July 9, 2015.

On “Regulatory Burdens to Obtaining Mortgage Credit”

Testimony. April 16, 2015.

Legislation to Reform the Federal Reserve On Its 100-Year Anniversary

Testimony. July 10, 2014.

Monetary Policy and the State of the Economy

Testimony. February 11, 2014.

A Legislative Proposal to Protect American Taxpayers and Homeowners by Creating a Sustainable Housing Finance System

Testimony. July 18, 2013.

Tax Reform and Residential Real Estate

Testimony. April 25, 2013.

Credit Crunch: Is the CFPB Restricting Consumer Access to Credit?

Testimony. July 24, 2012.

Financial Literacy: Empowering Americans to Prevent the Next Financial Crisis

Testimony. April 30, 2012.

On “Strengthening the Housing Market and Minimizing Losses to Taxpayers”

Testimony. March 15, 2012.

On the Private Mortgage Market Investment Act, Part 2

Testimony. December 7, 2011.

The Obama Administration’s Response to the Housing Crisis

Testimony. October 6, 2011.

Audit the Fed: Dodd-Frank, QE3, and Federal Reserve Transparency

Testimony. October 4, 2011.

New Ideas for Refinancing and Restructuring Mortgage Loans

Testimony. September 14, 2011.

The Future Role of FHA, RHS, and GNMA in the Single- and Multi-family Mortgage Markets

Testimony. May 25, 2011.

The State of the Housing Market

Testimony. March 9, 2011.

Legislative Proposals to End Taxpayer Funding for Ineffective Foreclosure Mitigation Programs

Testimony. March 2, 2011.

GSE Reform: Immediate Steps to Protect Taxpayers and End the Bailout

Testimony. February 9, 2011.

Foreclosure Prevention: Is The Home Affordable Modification Program Preserving Homeownership?

Testimony. March 25, 2010.

Housing Finance — What Should the New System Be Able To Do?

Testimony. March 23, 2010.

Progress of the Making Home Affordable Program: What Are the Outcomes for Homeowners and What Are the Obstacles to Success?

Testimony. September 9, 2009.

The Worsening Foreclosure Crisis: Is It Time to Reconsider Bankruptcy Reform?

Testimony. July 23, 2009.

H.R. 3068, TARP for Main Street Act of 2009

Testimony. July 9, 2009.