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# Winter 1994 

Vol. 13 No. 3 

Financial Deregulation in a Global Economy, Part II

##### Articles 

#### [A Market Approach to Banking Regulation ](/cato-journal/winter-1994/market-approach-banking-regulation)

By [Jerry L. Jordan](https://www.cato.org/people/jerry-jordan) 

#### [Major Threats to the Financial Services Revolution ](/cato-journal/winter-1994/major-threats-financial-services-revolution)

By [William A. Niskanen](https://www.cato.org/people/william-niskanen) 

#### [Is Banking Different? A Reexamination of the Case ](/cato-journal/winter-1994/banking-different-reexamination-case)

By Robert T. Clair, Gerald P. O’Driscoll Jr., and Kevin J. Yeats 

#### [Regulatory Restructuring: Resolving the Fed’s Conflicting Roles ](/cato-journal/winter-1994/regulatory-restructuring-resolving-feds-conflicting-roles)

#### [Market Value Accounting: A Guide for Safe and Sound Banking? ](/cato-journal/winter-1994/market-value-accounting-guide-safe-sound-banking)

By Sherrill Shaffer 

#### [Financial Innovation and Deposit Insurance: The 100 Percent Cross-Guarantee Concept ](/cato-journal/winter-1994/financial-innovation-deposit-insurance-100-percent-cross-guarantee-concept)

By [Bert Ely](https://www.cato.org/people/bert-ely) 

#### [Financial Reform in Japan and Global Economic Stability ](/cato-journal/winter-1994/financial-reform-japan-global-economic-stability)

By Yoshio Suzuki 

##### Book Review 

##### [*Public Education: An Autopsy* by Myron Lieberman](/cato-journal/winter-1994/public-education-autopsy-myron-lieberman)

By Robert Griffin 

##### [*The Moral Sense* by James Q. Wilson](/cato-journal/winter-1994/moral-sense-james-q-wilson)

By David Kelley 

##### [*The Wisdom of Henry Hazlitt* by Henry Hazlitt](/cato-journal/winter-1994/wisdom-henry-hazlitt-henry-hazlitt)

By [Leland B. Yeager](https://www.cato.org/people/leland-yeager) 

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