# Multimedia 

Multimedia 

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- [Podcasts](/podcasts)
- [Cato Video](/multimedia/cato-video)
- [Video Series](/search/category/video-series)
- [Events](/multimedia/events)

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Video 

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Video 

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Cato Video • May 9, 2010 

# Todd Zywicki discusses the roots of the financial crisis. 

Was credit too cheap or too expensive? Did a lack of consumer protection cause the financial crisis? Todd Zywicki, a law professor at George Mason University says the diagnosis is wrong and so is the cure. 

[![Creative Commons License](/build/cato_2020/images/creative-commons.svg)](http://creativecommons.org/licenses/by-nc-sa/4.0/) 
This work is licensed under a [Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License](https://creativecommons.org/licenses/by-nc-sa/4.0/). 

##### Featuring 

[![Todd Zywicki](/sites/cato.org/files/styles/author_picture/public/2021-01/Todd%20Zywicki.jpg?itok=GH375poJ)](/people/todd-zywicki) 

##### [Todd Zywicki](/people/todd-zywicki)

Former Senior Fellow, Cato Institute. Coeditor of the Cato book Unprofitable Schooling: Examining Causes of, and Fixes for, America’s Broken Ivory Tower

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](https://twitter.com/ToddZywicki)