Conference 

# Fintech Unbound: The Cato Summit on Financial Regulation 

Date and Time 

September 12, 2018 12 - 5 PM EDT 

Location 

Hotel Nikko - 222 Mason St., San Francisco, CA 

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##### Featuring 

![Hester Peirce circle](/sites/cato.org/files/styles/author_picture/public/2025-08/hester-peirce-circle.jpeg?itok=4-Rqdnbl) 

Hester Peirce 

Securities and Exchange Commission

Balaji Srinivasan 

John Collins 

Andrea O’Sullivan 

Barry Wides 

Ryan Zagone 

[![Media Name: diego-zuluaga-cropped.jpg](/sites/cato.org/files/styles/author_picture/public/authors/crops/diego-zuluaga-cropped.jpg?itok=s_gumjJ2)](/people/diego-zuluaga) 

[Diego Zuluaga](/people/diego-zuluaga)

Former Associate Director, Financial Regulation Studies, Cato Institute

![Media Name: lydia-mashburn-cropped.png](/sites/cato.org/files/styles/author_picture/public/authors/crops/lydia-mashburn-cropped.png?itok=KWdFG8uJ) 

Lydia Mashburn 

Former Managing Director, Center for Monetary and Financial Alternatives

[![Matthew Feeney](/sites/cato.org/files/styles/author_picture/public/2021-01/Matthew%20Feeney.jpg?itok=O149-e08)](/people/matthew-feeney) 

[Matthew Feeney](/people/matthew-feeney)

Head of Technology and Innovation, Centre for Policy Studies

[ 

](https://twitter.com/m_feeney) 

Louis Caditz-Peck 

Jay Reinemann 

Paul Watkins 

Spencer Bogart 

J.W. Verret 

Hardeep Walia 

Haimera Workie 

Gerald Tsai 

The financial services industry is undergoing a transformation: technology is enabling financial institutions and startups to reach underserved communities, lower the cost of banking and investing, and increase access to capital. As fintech fosters financial inclusion and access, how can regulation accommodate innovation while protecting consumers? Cato’s Fourth Annual Summit on Financial Regulation will bring together leading practitioners, policy experts, and regulators to grapple with key policy questions at the intersection of technology and financial services—and to discuss the positive role that policy change can play in reaping the benefits from the ongoing revolution in banking, capital markets, and the emerging crypto economy.

## Schedule

| **8:30 — 9:00AM** | **REGISTRATION** |
|---|:--|
| **9:00 — 9:10AM** | **WELCOMING REMARKS** [**Peter Goettler**](http://www.cato.org/people/peter-goettler), President and CEO, Cato Institute |
| **9:10 — 9:40AM** | **KEYNOTE ADDRESS** **Hester Peirce**, Commissioner, U.S. Securities and Exchange Commission [Download video of the panel](https://cdn.cato.org/archive-2018/cc-09-12-18-01.mp4) [Download podcast of the panel](https://cdn.cato.org/archive-2018/cca-09-12-18-01.mp3) |
| **9:40 — 10:30AM** | **FINTECH AND BANKING** **Louis Caditz-Peck**, Director of Public Policy and Regulatory, LendingClub **Jay Reinemann**, Partner, Propel Venture Partners **Paul Watkins**, Director, Office of Innovation, Bureau of Consumer Financial Protection **Barry Wides**, Deputy Comptroller for Community Affairs, Office of the Comptroller of the Currency Moderator: [**Diego Zuluaga**](http://www.cato.org/people/diego-zuluaga), Policy Analyst, Center for Monetary and Financial Alternatives, Cato Institute [Download video of the panel](https://cdn.cato.org/archive-2018/cc-09-12-18-02.mp4) [Download podcast of the panel](https://cdn.cato.org/archive-2018/cca-09-12-18-02.mp3) |
| **10:30 — 11:20AM** | **FINTECH AND CAPITAL MARKETS** **Spencer Bogart**, Partner, Blockchain Capital LLC **J.W. Verret**, Associate Professor of Law, Antonin Scalia Law School, George Mason University **Hardeep Walia**, Founder and CEO, Motif **Haimera Workie**, Senior Director and Head of Emerging Regulatory Issues, FINRA Moderator: [**Lydia Mashburn**](http://www.cato.org/people/lydia-mashburn), Managing Director, Center for Monetary and Financial Alternatives, Cato Institute [Download video of the panel](https://cdn.cato.org/archive-2018/cc-09-12-18-03.mp4) [Download podcast of the panel](https://cdn.cato.org/archive-2018/cca-09-12-18-03.mp3) |
| **11:20AM — 12:10PM** | **FINTECH, PAYMENTS, AND CRYPTOS** **John Collins**, Partner, FS Vector **Andrea O’Sullivan**, Coauthor of *Bitcoin: A Primer for Policymakers* **Gerald Tsai**, Director of Applications and Fintech, Federal Reserve Bank of San Francisco **Ryan Zagone**, Director of Regulatory Relations, Ripple Moderator: [**Matthew Feeney**](http://www.cato.org/people/matthew-feeney), Director, Project on Emerging Technologies, Cato Institute [Download video of the panel](https://cdn.cato.org/archive-2018/cc-09-12-18-04.mp4) [Download podcast of the panel](https://cdn.cato.org/archive-2018/cca-09-12-18-04.mp3) |
| **12:10 — 12:45PM** | **RECEPTION** |
| **12:45 — 2:00PM** | **LUNCHEON and ADDRESS** **Balaji Srinivasan**, Chief Technology Officer, Coinbase [Download video of the panel](https://cdn.cato.org/archive-2018/cc-09-12-18-05.mp4) [Download podcast of the panel](https://cdn.cato.org/archive-2018/cca-09-12-18-05.mp3) |