January 8, 2020

The Wrong Kicks on Route 36

If the MLA has not helped service members, why extend it? The MLA is a cautionary tale — not a model — for consumer credit regulation. It seems ripe for repeal, not ready to extend to all consumers.

Real Clear Policy
October 23, 2019

If Facebook Doesn’t Launch Libra, Someone Else Should

So long as Congress isn’t ready to consider major changes to current banking legislation and the regulatory burdens it poses, non‐​bank payments innovations like Libra remain one of the few lifelines for the financially excluded.
September 7, 2019

Worried About A Recession? Relax.

While the daily drumbeat of negative news — particularly that which is related to President Trump’s counter‐​productive and futile trade war with China — is worth paying attention to, it is somewhat of a sideshow.