

<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
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<title>Michael D. Tanner (Author at The Cato Institute)</title>
<atom:link href="http://www.cato.org/rss/author.xml?auth_id=35/" rel="self" type="application/rss+xml" />
<link>http://www.cato.org/people/michael-tanner</link>
<managingEditor>amast@cato.org (Andrew Mast)</managingEditor>
<description>
The Cato Institute seeks to broaden the parameters of public policy debate to allow consideration of the traditional American principles of limited government, individual liberty, free markets and peace. Toward that goal, the Institute strives to achieve greater involvement of the intelligent, concerned lay public in questions of policy and the proper role of government.
</description>
<language>en-us</language>

<image>
				<url>http://www.cato.org/people/images/lowres/tanner.jpg</url>
				<title>Michael D. Tanner (Cato Institute)</title>
				<link>http://www.cato.org/people/michael-tanner</link>
				<description>Michael D. Tanner</description>
				<width>100</width>
				<height>151</height>
			</image><item>
				<title>Truly a Turkey (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10988</link>
				<description><![CDATA[Just in time for Thanksgiving, Sen. Harry Reid has given us a giant turkey of a health-care bill. At 2,074 pages and more than 370,000 words, it's officially "scored" as costing $849 billion over 10 years -- $400 million per page, or $2.3 million per word. 

But that doesn't come close to measurin...]]></description>
				<pubDate>Fri, 20 Nov 2009 00:00:00 EST</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10988</guid>
			</item>
			<item>
			<title>Don't Buy $849B Price Tag for Reid Bill (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=310#blurb358</link>
			<description><![CDATA[<p>We shouldn't get too excited about the selected leaks that suggest this bill will cost just $849 billion and actually trim the budget deficit. If history is any guide &#8211;judging by CBO scoring of the House bill and the earlier Senate Finance Committee bill &#8211; we can expect a host of accounting gimmicks to hide the bill's true costs.</p>

<p>For example, it's already apparent that this bill doesn't include the $200 billion needed for the so-called 'doc fix' to avoid a 21 percent cut in Medicare reimbursements next year.  Nor does this 'score' include costs shifted onto individuals, businesses, and state governments. Until we see the actual bill language and the full CBO report we have nothing except a bill that is going to cost Americans a whole lot of money.</p>]]></description>
			<pubDate>Thu, 19 Nov 2009 00:00:00 EST</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=310#blurb358</guid>
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				<title>Health Care: A Trillion(s)-Dollar Bill (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10969</link>
				<description><![CDATA[A trillion here, a billion there, and pretty soon we're talking real money.

The House of Representatives has now passed its version of health care reform &#8212; a gargantuan 2,000-page, 70-pound collection of mandates, regulations, and subsidies that may well be among the most expensive pieces o...]]></description>
				<pubDate>Tue, 17 Nov 2009 00:00:00 EST</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10969</guid>
			</item>
			<item>
				<title>The Cost of Health Care Reform (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10953</link>
				<description><![CDATA[The health care reform bill unveiled by House Democrats last week looks increasingly like one of the most expensive pieces of legislation in history.

When Democrats announced the bill, House Speaker Nancy Pelosi claimed the bill cost only-only!-$894 billion over the next ten years. But outside an...]]></description>
				<pubDate>Tue, 10 Nov 2009 00:00:00 EST</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10953</guid>
			</item>
			<item>
				<title>A Fed Takeover by Any Other Name... (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10947</link>
				<description><![CDATA[President Obama has gone to great pains to deny that his proposed health-care reform is a government takeover of the health-care system. 

"Nothing could be further from the truth," he has said. 

Yet it's hard to see the 1,994-page bill that the House passed last night as anything else. After a...]]></description>
				<pubDate>Mon, 09 Nov 2009 00:00:00 EST</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10947</guid>
			</item>
			<item>
				<title>Republicans Should Quit with 'Mediscare' (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10937</link>
				<description><![CDATA[What profiteth a political party if it gains congressional seats but loseth its soul?

Among the many Republican complaints about Democratic health reform plans, one &#8211; chiefly heard of late from Senate Minority Leader Mitch McConnell &#8211; is that it would "cut Medicare."

That McConnell...]]></description>
				<pubDate>Wed, 04 Nov 2009 00:00:00 EST</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10937</guid>
			</item>
			<item>
			<title>Election Day: A Test for Democrats (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=304#blurb350</link>
			<description><![CDATA[<p>If Republicans make significant gains in statewide and special elections today, it will be a shot across the bow to Democrats in marginal districts, warning that Americans are deeply troubled by the rapid growth of government under the Obama administration.</p>

<p>Will Democrats like Tom Perriello of Virginia be able to support a &#8220;robust public option&#8221; as part of a health care package if Republicans sweep to victory in Virginia?  If Republicans win or even come close in a deeply "blue" state like New Jersey, will representatives like John Adler think twice about a climate bill that would make energy costs go up in an already weak economy?</p>  

<p>Democrats were already deeply divided over health care reform and climate legislation.  The results from today's election are unlikely to make their path any easier.</p>]]></description>
			<pubDate>Tue, 03 Nov 2009 00:00:00 EST</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=304#blurb350</guid>
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				<title>Health Reform: Dems' Deep Divisions (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10929</link>
				<description><![CDATA[Weary of news stories that legislative support for health-care reform is all but dead, Democratic leaders have been seizing every handy podium to declare that "the votes are almost there," "there is 90 percent agreement" on a proposal, "we are now prepared to move forward" and so on. In fact, even a...]]></description>
				<pubDate>Mon, 02 Nov 2009 00:00:00 EST</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10929</guid>
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			<item>
			<title>Can't Achieve Public Option Without Deception (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=299#blurb344</link>
			<description><![CDATA[<p>Speaker Pelosi is&#160;set to unveil 
            a health care bill today including yet another version of the 
            so-called public option. This one would let providers "negotiate" 
            reimbursement rates with the government-run program.</p>
            <p>That's&#160;the health care equivalent of negotiating with Tony 
            Soprano.</p>
            <p>But regardless of how much lipstick they put on this pig, it 
            still is a government takeover of the health care system that would 
            all but eliminate private insurance and force millions of Americans 
            into a government-run system. Apparently the House leadership has 
            decided that if at first you can't get the votes by being honest 
            about your true intentions, lie, lie, again. </p>]]></description>
			<pubDate>Thu, 29 Oct 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=299#blurb344</guid>
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				<title>Welcome to the Health Care Free Lunch Cafe (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10709</link>
				<description><![CDATA[It used to be said that there is no such thing as a free lunch. But when it comes to health care reform, President Obama appears to be offering up a free breakfast, lunch, dinner and bedtime snack. 

At the core of the president's proposal is the idea that he can provide more health care services ...]]></description>
				<pubDate>Wed, 28 Oct 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10709</guid>
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				<title>Cognitive Dissonance on Health Care Reform (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10647</link>
				<description><![CDATA[Cognitive dissonance is defined as holding two completely contradictory ideas at the same time.  

That seems to be the case with the American public, with a new poll showing rising support for a so-called public option in health care, even as the public continues to oppose greater government cont...]]></description>
				<pubDate>Tue, 20 Oct 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10647</guid>
			</item>
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			<title>An Outbreak of Scruples on Health Reform Budgeting? (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=291#blurb334</link>
			<description><![CDATA[<p>The Democratic leadership in Congress may finally have pushed the budgetary dishonesty around health care reform too far for even its own members to swallow.</p>

<p>Principled Democrats like Kent Conrad of North Dakota are refusing to support the leadership's proposal to deficit-finance a nearly $250 billion fix to Medicare reimbursements. Senate Majority Leader Harry Reid and House Speaker Nancy Pelosi want to keep the change to Medicare's "sustainable growth formula" separate from the main health care reform bill in order to pretend that the health care bill is deficit-neutral. But the reaction from more honest, fiscally responsible Democrats only underscores the difficulties that the leadership faces in trying to put together a health care bill that satisfies both liberals' demands for expanded coverage and moderates' demand for fiscal sanity.</p>]]></description>
			<pubDate>Mon, 19 Oct 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=291#blurb334</guid>
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				<title>The Inevitable Medicare Cuts (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10636</link>
				<description><![CDATA[One should never expect an overabundance of honesty in political debates. But in the current debate on health care reform, both Democrats and Republicans may well be setting new records for obfuscation.

Take Medicare, for example. The Democrats would have us believe that they can cut $500 billion...]]></description>
				<pubDate>Thu, 15 Oct 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10636</guid>
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			<item>
				<title>Time to Start Over (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10629</link>
				<description><![CDATA[Plans in Congress simply pile on new mandates, taxes and subsidies

If you're going the wrong way down a road, the answer isn't to step on the gas, but to turn around.

It is not that the U.S. doesn't need health care reform, but it needs the right type of reform. Problematic as our system often...]]></description>
				<pubDate>Tue, 13 Oct 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10629</guid>
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				<title>Despite New Deficit-Cutting Claim, Baucus Bill Is Just Tax-and-Spend (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10622</link>
				<description><![CDATA[The Senate Finance Committee's version of health care reform is being hailed as a model of bipartisan moderation. One Republican may even vote for it.

And it's undeniably an improvement over the bill approved early by the Senate Health, Education, Labor, and Pensions Committee, or the one making ...]]></description>
				<pubDate>Fri, 09 Oct 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10622</guid>
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			<title>The Real Cost of the Baucus Bill: $2 Trillion+ (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=287#blurb329</link>
			<description><![CDATA[<p>The CBO scoring makes it clear that 
            the Baucus bill's reduction in future budget deficits comes not from 
            controlling government spending or reducing health care costs, but 
            because of a rapid escalation in tax revenues. The bill imposes a 40 
            percent excise tax on health-insurance plans that offer benefits in 
            excess of $8,000 for an individual plan and $21,000 for a family 
            plan. Insurers would almost certainly pass this tax on to consumers 
            via higher premiums. As inflation pushes insurance premiums higher 
            in coming years, more and more middle-class families would find 
            themselves caught up in the tax.</p>
            <p>In fact, overall, the tax increases in the bill are more than 
            double the amount of deficit reduction. This isn't a health care 
            efficiency bill or a cost containment bill. It is a tax and spend 
            bill, pure and simple.</p>]]></description>
			<pubDate>Thu, 08 Oct 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=287#blurb329</guid>
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			<title>Do You Smell the Books Congress is Cookin'? (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=1000</link>
			<pubDate>Thu, 08 Oct 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=1000</guid>
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			<title>Behind the CBO&#8217;s Baucus Bill Score (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=286#blurb328</link>
			<description><![CDATA[<p>This is moderation? Although the 
            bill being considered by the Senate Finance Committee is being 
            hailed as a model of moderation and bipartisanship (one Republican 
            may even vote for it), it still represents a government takeover of 
            the health care system.</p>
            <p>Start with the price tag. While the top line numbers from the CBO 
            suggest that the bill would cost less than $900 billion over 10 
            years, and actually reduce future deficits by $81 billion, those 
            numbers fail to tell the whole story. For example, the bill relies 
            on Medicare "savings" that Congress keeps refusing to make. 
            Specifically, Medicare has long been ordered to cut 21 percent from 
            what it pays health care providers&#8212;yet, each year since 2003, for 
            reasons both good and bad, Congress has voted to defer the cuts. 
            Does anyone else really think that Congress is simply going to slash 
            payments to doctors and hospitals by 21 percent across the 
board?</p>
            <p>In addition, this bill would still give the government the power 
            to force most Americans to purchase insurance, allow the government 
            to dictate what benefits insurance should offer, and interfere with 
            how doctors practice medicine.</p>
            <p>All this, and it would still leave 25 million Americans 
            uninsured.</p>]]></description>
			<pubDate>Wed, 07 Oct 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=286#blurb328</guid>
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			<title>Public Option Falls Off Runaway Health Care Train (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=278#blurb317</link>
			<description><![CDATA[The cacophony surrounding whether or not a public option should or will be added to the Senate Finance Committee health care reform bill should not disguise the fact that this would still be a bad bill with or without the so-called public option. This is still a bill that would make Americans pay more through higher taxes, debt, and premiums, while letting the government dictate some of the most important, personal, and private decisions in people's lives. A few less cars, but it's still a train wreck.]]></description>
			<pubDate>Wed, 30 Sep 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=278#blurb317</guid>
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				<title>How Congress Is Cooking the Books (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10591</link>
				<description><![CDATA[Last week, the Senate Finance Committee voted 12-11 not to wait for the Congressional Budget Office to "score" its health-care bill before the committee votes on it. Imagine that: Some senators actually wanted to know how much the bill costs before voting on it.

Let them get away with something l...]]></description>
				<pubDate>Wed, 30 Sep 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10591</guid>
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				<title>Sorry, O: It Is a Tax (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10577</link>
				<description><![CDATA["When I use a word," Humpty Dumpty told Alice, "it means exactly what I want it to. No more and no less."

President Obama has clearly been studying at the Lewis Carroll school of oratory.

During his blitz of Sunday's morning news shows, the president told ABC's George Stephanopoulos that his p...]]></description>
				<pubDate>Thu, 24 Sep 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10577</guid>
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			<title>Mandating Health Care Choice and Competition (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=983</link>
			<pubDate>Thu, 17 Sep 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=983</guid>
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				<title>Pay More, Get Less (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10552</link>
				<description><![CDATA[That's it?

For the past six months, six members of the Senate Finance Committee, led by Chairman Max Baucus, have been laboring mightily to design a health-care bill. Yesterday they finally brought forth their product &#8212; and it leaves us with more questions than answers.

Despite months of...]]></description>
				<pubDate>Thu, 17 Sep 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10552</guid>
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			<title>The Baucus "Bill": Some Good, Some Bad, Some Ugly (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=275#blurb314</link>
			<description><![CDATA[<p>Sen. Baucus and his fellow "Gang of Six" negotiators have labored mightily and brought forth a mouse&#8212;a steroid-enhanced, misshapen mouse, but a mouse nonetheless.  In fact, despite months of work, Sen. Baucus has not actually produced a bill, but a 223-page summary of what he hopes a bill will contain.  Unfortunately, without seeing actual legislative language, many questions still remain. </p>  

<p>Here is some of what we know and don't know:</p>

<p><strong>The Good:</strong></p>

<ul><li>The plan drops the idea of a government-run "public option" in favor of co-ops.  Government involvement with these co-ops would essentially be limited to providing start-up grants. The co-ops are unlikely to have much, if any, impact on the cost or availability of health insurance, but are far preferable to a government run plan.</li>

<li>The plan takes the first tentative steps toward allowing people to purchase health insurance across state lines.  It would allow states to establish interstate compacts for insurance purchasing beginning in 2015.  It would also allow insurers to develop national products that could be sold in any state.  National plans would be exempt from state mandated benefits.  This doesn't go far enough, and risks simply transferring regulation and mandates from the state to the regional or national level, but a first read suggests it is a step in the right direction.</li>
</ul>

<p><strong>The Bad:</strong></p>

<ul><li>The plan would force states to increase Medicaid eligibility to individuals at 133 percent of the poverty level, and to enroll single, childless adults. The federal government would pick up some of the increased cost; states would be responsible for at least some of the increase, a provision that will undoubtedly strain already tight state budgets.</li>

<li>While the employer mandate is much watered-down, it is still there.  The Baucus plan has no specific requirement for employers to provide insurance. But any employer who fails to do so would have to pay the cost of all subsidies that the government provides his or her workers to help them pay for insurance on their own, up to $400 per worker.  Since it will ultimately be the worker who pays the mandate's cost, through reduced compensation or reduced employment, the government will be giving the worker a subsidy with one hand, and taking it back with the other.</li>

<li>The bill would cut payments to the Medicare Advantage program.  In response, many insurers may stop participating in the program, while others could increase the premiums they charge seniors. Millions of seniors will likely be forced off their current plan and back into traditional Medicare.</li>
</ul>

<p><strong>The Ugly</strong></p>

<ul><li>The Baucus plan contains a heavily punitive individual mandate, a requirement that every American purchase a government-designed minimum insurance package.  Failure to comply would result in a fine that could run as high as $3,800 for a family of four.  Moreover, the mandate may not apply just to those without insurance today.  While the summary says that those with "grandfathered" plans would not have to change their current plan to satisfy the mandate, it is vague about what qualifies as "grandfathered."  The summary also says that employer-provided plans would have to be changed within five years to comply with new insurance regulations, and that "grandfathered" plans would not be eligible for any subsidies.  It is unclear, therefore, whether people will be able to keep their current plans. </li> 

<li>The Baucus plan imposes a 35 percent excise tax on health insurance plans that offer benefits in excess of $8,000.  Insurers would almost certainly pass this tax on to consumers in the form of higher premiums.  Roughly half of Americans, mostly middle-class, would be impacted.  There are also "fees" on prescription drug companies, medical device manufacturers, and clinical laboratories.  This is simply a way of hiding taxes, and will result in higher health care costs that will be passed on to consumers. </li></ul>]]></description>
			<pubDate>Wed, 16 Sep 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=275#blurb314</guid>
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				<title>Grading the Baucus Health Plan (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10549</link>
				<description><![CDATA[Sen. Baucus and his fellow "Gang of Six" negotiators have labored mightily and brought forth a mouse &#8212; a steroid-enhanced, misshapen mouse, but a mouse nonetheless. In fact, despite months of work, Senator Baucus has not actually produced a bill, but a 223-page summary of what he hopes a bill ...]]></description>
				<pubDate>Wed, 16 Sep 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10549</guid>
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			<title>New Health Care Mandates Coming Soon (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=979</link>
			<pubDate>Thu, 10 Sep 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=979</guid>
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				<title>All Sizzle, No Substance (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10527</link>
				<description><![CDATA["Razzle-dazzle 'em," sang Billy Flynn in Chicago, "Give 'em an act with lots of flash in it / And the reaction will be passionate."

And that is what we saw last night. In President Obama's first national address on health care in, oh, 49 days, he gave us lots of showmanship. The rhetoric was as u...]]></description>
				<pubDate>Thu, 10 Sep 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10527</guid>
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				<title>Halfway to Where? Answering the Key Questions of Health Care Reform (Policy Analysis)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10515</link>
				<description><![CDATA[Although neither the House nor the Senate
passed a health care bill by President Obama's
August deadline, various pieces of legislation
have made it through committee, and they provide
a concrete basis for analyzing what the proposed
health care reform would and would not
do. Looking at the va...]]></description>
				<pubDate>Wed, 09 Sep 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10515</guid>
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			<title>Big Insurers May Gain from Obamacare (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=974</link>
			<pubDate>Thu, 03 Sep 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=974</guid>
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				<title>Like Your Health Plan? Read This (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10484</link>
				<description><![CDATA[In his most recent weekly radio address, President Barack Obama denounced "willful misrepresentations and outright distortions" in the debate over health care reform. He then went on to repeat one of the most outright distortions in the entire debate: "If you like your private health insurance plan,...]]></description>
				<pubDate>Wed, 26 Aug 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10484</guid>
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				<title>Obamacare's Bait &#x26; Switch (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10470</link>
				<description><![CDATA[President Obama has stopped talking about "health-care reform." The new poll-tested phrase of the day is "health-insurance reform. Specifically the president says he wants to protect people with "pre-existing conditions." He would require insurance companies to accept anyone who applies for coverage...]]></description>
				<pubDate>Thu, 20 Aug 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10470</guid>
			</item>
			<item>
			<title>Co-ops: A &#8220;Public Option&#8221; By Another Name (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=263#blurb300</link>
			<description><![CDATA[<p>Government-run health care is government-run health care no matter what you call it. The health care "co-op" approach now embraced by the Obama administration will still give the federal government control over one-sixth of the U.S. economy, with a government-appointed board, taxpayer funding, and with bureaucrats setting premiums, benefits, and operating rules.</p>

<p>The real issue has never been the "public option" on its own. The issue is whether the government will take over the U.S. health care system, controlling many of our most important, personal, and private decisions. Even without a public option, the bills in Congress would make Americans pay higher taxes and higher premiums, while government bureaucrats determine what insurance benefits they must have and, ultimately, what care they can receive. </p>

<p>Obamacare was a bad idea with an explicit "public option." It is still a bad idea without one. </p>]]></description>
			<pubDate>Mon, 17 Aug 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=263#blurb300</guid>
		</item>
		<item>
				<title>Who Are the Uninsured? (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10449</link>
				<description><![CDATA[No single topic drives the health care reform debate like the number of uninsured Americans, variously numbered in speeches and ads at 45 million, 46 million, 47 million, or even 50 million. Unfortunately, most of what we think we know about the un insured is wrong.

For the record, according to t...]]></description>
				<pubDate>Mon, 17 Aug 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10449</guid>
			</item>
			<item>
				<title>What Health Care "Reform" Would Mean For Montana (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10444</link>
				<description><![CDATA[President Obama will be in Montana to sell his health care reform plan.  We can expect him to be deeply eloquent in describing the problems facing the American health care system and the need for reform.  But the actual reform proposal that he is pushing is a deeply flawed product that even the best...]]></description>
				<pubDate>Fri, 14 Aug 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10444</guid>
			</item>
			<item>
				<title>Obama Kills Health Competition (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10440</link>
				<description><![CDATA[President Obama has repeatedly said that one of his "reform" goals is to increase "competition and choice" in the US health-care system -- but the policies he's pursuing would actually reduce competition and give consumers fewer choices. Meanwhile, he's ignoring reforms that would bring more choices...]]></description>
				<pubDate>Thu, 13 Aug 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10440</guid>
			</item>
			<item>
				<title>A Government Plan Is Still Socialized Medicine (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10412</link>
				<description><![CDATA[A recent health care "summit" held in Birmingham gave us pause to consider how the debate is being framed -- either there is a "public plan" or no plan. That proposition has not been helpful to widen the debate.

The current proposals for health care reform include the option of a "public plan" ra...]]></description>
				<pubDate>Tue, 04 Aug 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10412</guid>
			</item>
			<item>
				<title>Senate Deal: Change a Few Names (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10401</link>
				<description><![CDATA[The "compromise" health-care reform being negotiated by six members of the Senate Finance Committee is shaping up as a classic warning of the dangers of bipartisanship without principles: It looks like they'll keep the worst features of other ObamaCare bills &#8212; but simply change the names.

F...]]></description>
				<pubDate>Thu, 30 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10401</guid>
			</item>
			<item>
				<title>Not Enough Healthcare to Go Around (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10393</link>
				<description><![CDATA[Some say Americans use too much healthcare, that even if reform is achieved, universal access should not mean unlimited access

Tough choices must be made.

Others worry that the most needy or least able to fight for themselves will be left waiting.

Should healthcare be rationed?

No one ca...]]></description>
				<pubDate>Wed, 29 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10393</guid>
			</item>
			<item>
				<title>Obamacare Follies: A Perilous Rush (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10383</link>
				<description><![CDATA[ON Tuesday, July 14, House Democrats unveiled a health-care-reform bill that was 1,018 pages long. The next day, after all of eight hours of debate, the House Ways and Means Committee passed it. Does anyone believe they actually read the bill?

But apparently, that doesn't matter because, as Ways ...]]></description>
				<pubDate>Mon, 27 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10383</guid>
			</item>
			<item>
			<title>Why Rush on Health Care Reform? (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=953</link>
			<pubDate>Fri, 24 Jul 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=953</guid>
		</item>
		<item>
				<title>Bad Reform Is Worse Than No Reform (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10379</link>
				<description><![CDATA[President Obama came to Cleveland yesterday to sell his health care reform plan.  As usual, he was deeply eloquent in describing the problems facing the American health care system and the need for reform.  But the actual reform proposal that he is pushing is a deeply flawed product that even the be...]]></description>
				<pubDate>Fri, 24 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10379</guid>
			</item>
			<item>
				<title>Perils of Obamacare: The Three Big Lies (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10367</link>
				<description><![CDATA[In making his case for a government takeover of the US health-care system, President Obama is going far beyond the usual Washington truth-stretching. 

Take a look at just a few of the most common claims: 

"If you like your current health-care plan, you can keep it." Even White House spokesmen ...]]></description>
				<pubDate>Mon, 20 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10367</guid>
			</item>
			<item>
				<title>Health-Reform Malpractice (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10365</link>
				<description><![CDATA[With unemployment rapidly approaching 10 percent, one would think it would be a priority for Congress to make it easier for businesses to hire workers. But the health-care bill unveiled by House Democrats on Tuesday goes in exactly the opposite direction, actually making it more expensive to hire wo...]]></description>
				<pubDate>Thu, 16 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10365</guid>
			</item>
			<item>
			<title>Choice, Competition Should Drive Health Care Reform (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=945</link>
			<pubDate>Wed, 15 Jul 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=945</guid>
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		<item>
			<title>Cato Scholar Comments on Obama's New Surgeon General Nominee (Scholar Comments)</title>
			<link>http://www.cato.org/pressroom.php?display=ncomments&amp;id=249#blurb287</link>
			<description><![CDATA[<p>President Obama has finally gotten around to replacing CNN health reporter Sanjay Gupta on the nominee list for the next U.S. surgeon general.  The new nominee is Regina Benjamin, a family physician from Alabama.</p>

<p>But the bigger question is not who eventually gets the job, but why do we need a surgeon general in the first place? After all, can anyone name our current (acting) surgeon general?</p>

<p>In reality, the surgeon general is little more than the "national nanny," hectoring us to stop smoking, lose weight, exercise more, and never ever go out without a condom. I've been flipping through my copy of the Constitution, and I can't find the authorization for the federal government to take taxpayers' money to establish an office to tell us how we should live our lives. There are plenty of private groups that are fully capable of instructing us on how to be healthy, wealthy and wise without the government getting involved. The American Lung Association can tell us not to smoke. Alcoholics Anonymous can preach sobriety. The American Medical Association can lecture couch potatoes on the benefits of losing weight and exercising more. Planned Parenthood and the Family Research Council can fight it out over when and how we should have sex.</p>

<p>The surgeon general does oversee the Public Health Service. But we have a Department of Health and Human Services that is supposed to be running the government's health care programs. Why not let HHS take over any useful functions of the Public Health Service and dump the rest, including the surgeon general?</p>

<p>President   Obama says he wants to be a different type of president.  Fair enough.  Why not start by letting people live the way they want, without a surgeon general looking over our shoulder and nagging us. </p>]]></description>
			<pubDate>Mon, 13 Jul 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/pressroom.php?display=ncomments&amp;id=249#blurb287</guid>
		</item>
		<item>
				<title>Obama's Tax Flip-Flop on Health Benefits (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10350</link>
				<description><![CDATA[The campaign ad was ominous: "John McCain would make you pay income tax on your health insurance benefits. Taxing health benefits for the first time ever."
 
 So warned candidate Barack Obama less than a year ago. In ads and speeches, Obama went on to predict the horrific fallout of McCain's propo...]]></description>
				<pubDate>Fri, 10 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10350</guid>
			</item>
			<item>
				<title>Obama Doesn't Have the Only Prescription for Healthcare Reform (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10328</link>
				<description><![CDATA[A free-market approach would move away from employer-provided insurance and increase competition among both insurers and health providers.

President Obama is right when he says that the U.S. healthcare system needs reform. Although this country provides the finest care in the world, our healthcar...]]></description>
				<pubDate>Mon, 06 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10328</guid>
			</item>
			<item>
				<title>Plan Undercuts Competition (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10329</link>
				<description><![CDATA['Public option' is fast lane to government health care takeover.

President Obama says he wants more "competition and choice" in the U.S. health care system, but the government-run health care plan that he supports, euphemistically called the "public option," would lead to less competition and lea...]]></description>
				<pubDate>Mon, 06 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10329</guid>
			</item>
			<item>
				<title>The Dangers of a "Public Plan" (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10324</link>
				<description><![CDATA[In the editorial "Socialized ignorance" (June 22), the Post-Dispatch took critics of President Barack Obama's health care reform plan, including the Cato Institute, to task for calling it "socialized medicine." 

It is true that President Obama, who during the campaign said that if he were designi...]]></description>
				<pubDate>Wed, 01 Jul 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10324</guid>
			</item>
			<item>
				<title>No, Really, It's Not Government-Run! (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10306</link>
				<description><![CDATA[Faced with rising opposition to a so-called "public option" in health care reform, some Democrats are floating the idea of establishing health insurance "co-operatives" as an alternative. Republicans like Sens. Olympia Snowe (Maine) and Charles Grassley (Iowa), who are desperately devoted to the ide...]]></description>
				<pubDate>Mon, 22 Jun 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10306</guid>
			</item>
			<item>
			<title>Medicare: A Model for Reform? (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=924</link>
			<pubDate>Thu, 18 Jun 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=924</guid>
		</item>
		<item>
				<title>Intensive Obamacare (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10296</link>
				<description><![CDATA[Lately, Democratic lawmakers have been showing symptoms of an acute case of health-care-reform fever. National Review Online's Kathryn Lopez asked health-care expert Michael Tanner, a senior fellow at the Cato Institute and the co-author of Healthy Competition: What's Holding Back Health Care and Ho...]]></description>
				<pubDate>Wed, 17 Jun 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10296</guid>
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			<item>
				<title>Paying for Obamacare (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10289</link>
				<description><![CDATA[Much of the discussion to date about health care reform has understandably focused on the contents of the reform plan itself. But with the plan expected to cost $1-1.5 trillion over the first ten years, an equally important question is how the president and congressional Democrats plan to pay for it...]]></description>
				<pubDate>Fri, 12 Jun 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10289</guid>
			</item>
			<item>
			<title>Lessons from Massachusetts Health Care Reform (Daily Podcast)</title>
			<link>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=914</link>
			<pubDate>Tue, 09 Jun 2009 00:00:00 EDT</pubDate>
			<guid>http://www.cato.org/dailypodcast/podcast-archive.php?podcast_id=914</guid>
		</item>
		<item>
				<title>Massachusetts Miracle or Massachusetts Miserable: What the Failure of the "Massachusetts Model" Tells Us about Health Care Reform (Briefing Paper)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10268</link>
				<description><![CDATA[When Massachusetts passed its pioneering health
care reforms in 2006, critics warned that they would
result in a slow but steady spiral downward toward a
government-run health care system. Three years later,
those predictions appear to be coming true:


Although the state has reduced the numb...]]></description>
				<pubDate>Tue, 09 Jun 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10268</guid>
			</item>
			<item>
				<title>How Not to Reform Health Care (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10279</link>
				<description><![CDATA[Massachusetts is widely touted as a model for health-care reform. It isn't.

As the national debate over health-care reform begins, many in Congress are looking to Massachusetts as a model for what that reform might look like. Indeed, from mandates and subsidies to some form of exchange or "connec...]]></description>
				<pubDate>Tue, 09 Jun 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10279</guid>
			</item>
			<item>
				<title>Reform Must Empower the Consumers (Commentary)</title>
				<link>http://www.cato.org/pub_display.php?pub_id=10277</link>
				<description><![CDATA[As Congress moves forward with proposals for reforming the U.S. health care system, it is possible to draw some important lessons from the experience of other countries.

First, universal health insurance does not mean universal access to health care. In practice, many countries promise universal ...]]></description>
				<pubDate>Mon, 08 Jun 2009 00:00:00 EDT</pubDate>
				<guid>http://www.cato.org/pub_display.php?pub_id=10277</guid>
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