The Bottom Line

Social Security is not sustainable without reform. Simply put, it cannot pay promised future benefits with current levels of taxation. Yet raising taxes or cutting benefits will only make a bad deal worse. However, allowing younger workers to privately invest their Social Security taxes through individual accounts will improve Social Security’s rate of return; provide better retirement benefits; treat women, minorities, and low-income workers more fairly; and give workers real ownership and control of their retirement funds.

Cato Studies

Commentary

Of Special Note

Cato Home Study Course

Cato Home Study Course

Spend time with some of the world’s greatest minds and truest friends of freedom.

• Professionally prepared audio programs on the historical, philosophical, economic, legal, and moral foundations of individual liberty and limited government – including the thoughts and views of John Locke, Thomas Jefferson, Thomas Paine, James Madison, Adam Smith, Voltaire, John Stuart Mill, Henry David Thoreau, Ayn Rand, F.A. Hayek, Milton Friedman, and others.

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Cato Pocket Constitution

To encourage people everywhere to better understand and appreciate the principles of government that are set forth in America’s founding documents, the Cato Institute published this pocket-size edition.

Constitution Day

Constitution Day 2014

To celebrate Constitution Day and the publication of the thirteenth annual Cato Supreme Court Review, the Cato Institute’s Center for Constitutional Studies Presents a Symposium:

The Supreme Court: Past and Prologue
A Look at the October 2013 and 2014 Terms

Wednesday, September 17, 2014
10:30 a.m. – 7:00 p.m.

This annual event features leading legal scholars analyzing the most important decisions of the Supreme Court’s recent term, and a look ahead at what to expect during the Court’s next term.

Details and registration