The Bottom Line

Social Security is not sustainable without reform. Simply put, it cannot pay promised future benefits with current levels of taxation. Yet raising taxes or cutting benefits will only make a bad deal worse. However, allowing younger workers to privately invest their Social Security taxes through individual accounts will improve Social Security’s rate of return; provide better retirement benefits; treat women, minorities, and low-income workers more fairly; and give workers real ownership and control of their retirement funds.

Cato Studies

Commentary

SSDI: Time for Reform

Evidence from the last several recession episodes shows that such enrollment surges were not reversed during the last three recessions once the economy recovered and unemployment abated.

Of Special Note

Win a Free GoPro Hero3 Digital Video Camera

Win a Free Go Pro

Sign up in the month of November to receive any of Cato’s free emails, and you’ll automatically become eligible to win a free, brand new GoPro Hero3 digital video camera – waterproof, Wi-Fi compatible, wonderful. A winner will be selected at random on December 1 from the email addresses of all who have signed up.

It’s a win – win. You’ll be able to start receiving emails on upcoming Cato events, links to Cato’s newest research reports, multimedia products, podcasts, special book and ebook offers, and more, while being in line to receive a free GoPro camera. Sign up now.

Special! 10 Copies for $10

Cato Pocket Constitution

To encourage people everywhere to better understand and appreciate the principles of government that are set forth in America’s founding documents, the Cato Institute published this pocket-size edition.

Special Online Forum

Reviving Economic Growth

In conjunction with the upcoming conference on the future of U.S. economic growth, the Cato Institute has organized a special online forum with leading economists and policy experts to explore possible avenues for pro-growth policy reforms.

Read the essays

The 2014 Cato Institute Surveillance Conference

The 2014 Cato Institute Surveillance Conference

Friday, December 12, 2014
9:00 a.m. — 5:30 p.m.

Never in human history have people been more connected than they are today — nor have they been more thoroughly monitored But the growth of government surveillance is not restricted to spies: Ordinary law enforcement agencies increasingly employ sophisticated tracking technologies Is this a vital weapon against criminals and terrorists — or a threat to privacy and freedom? How should these tracking technologies be regulated? Can we reconcile the secrecy that spying demands with the transparency that democratic accountability requires? This Conference will explore these questions, guided by: top journalists and privacy advocates; lawyers and technologists; intelligence officials … and those who’ve been targets of surveillance.

Details and registration