Cato Institute
Policy Analysis
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68. Employee Benefit Research Institute, "Retire-
64. Ibid.
ment: The Gender Gap," 1997.
65. Profit Sharing/401(k) Council of America,
69. Peter D. Hart Research Associates.
"Helping Americans to Help Themselves," April
1998.
70. Paine Webber, Incorporated and The Gallup
Organization, "The Index of Investor Optim-
66. Ibid.
ism: The Paine Webber/Gallup Poll of Investor
Attitudes," April 1997.
67. Peter D. Hart & Associates.
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